[Brent Deines]

I think a lot of windshield repair techs choose a home business insurance that is very limited, and therefore very inexpensive. There are lots of companies that will cover the windshield you are working on if you have the right policy, but in order to be affordable most of us opt for a $500, $1000, or higher deductible. Personally I would pay for anything under a $1000 out of my pocket rather than run it through my insurance company, but that is a choice every windshield repair technician must make for himself or herself.

You just have to ask the right questions and shop around. I was with the same company for my auto insurance for over 25 years but when I finally got around to checking rates I ended up saving about 25% on my premiums and got better coverage.

One other thing to remember is that just because a company offers the best rates on a car or home, does not mean it offers the best rates on commercial liability insurance.