Duly noted, thanks.
Now for us Blackberry users http://www.intuit-gopayment.com
offers a low volume plan (less than $1000 a month) at 2.7% per swipe and no transaction fees and no equipment to buy. More than $1000 per month is $12.95 per month service and 1.7% swipe rate with no transaction fees. Sounds good for part time techs like me. Just thought I'd put that out there.
Intuit is good, but there is a separate application you have to do to accept American Expess. American Express through their program wants to charge you $5 per month and then the transaction percentage is higher with them.
So, I have Square Up for American Express and Intuit for all others.
Speaking with the lady at Intuit, if you consistently do more than $1000 per month, it is best she claims to go to plan b, and 1.7% fee. But you are not required to.
Neither one of these companies swipers work with my phone, but I can still process transactions. The rate is 3.5 % or something like that on either program. So that is a $1.75 I lose on every $50 dollar job. Small price to pay in my mind to offer that convenience to your customer.
I am using them for the ease in accounting functions. I don't want to work with a place that has a monthly fee for statements, monthly fee for gateway access, plus the percentage, plus the .20 to .30 cents per transactions....What a nightmare!
Not to mention that if you don't do any credit cards in a month, you still are required to pay those fees! Just did not sit well with me.