Insurance for Windshield Repair Technicians
Posted: August 16th, 2017, 11:51 am
Hello,
I have been writing insurance policies for Windshield Repair technicians (in ALL states) for over 10 years through RLI Insurance Company. The majority of the technicians that I encounter are typically home based and are typically mobile - they go to the customer OR they set up a tent in a parking lot for example. The greatest need that I hear is that the insurance referral networks usually want to see some evidence of General Liability coverage - $500K is the amount that I usually hear that is required.
Over the years, there are other insurance "components" that the technicians have found value in. Business Property covers the tools and equipment wherever the business is conducted. Garage Keepers Coverage is essentially coverage for the customer's vehicle while in the possession of the technician - think if they throw you the keys and while the vehicle is in your possession a tree falls on it OR you back it up and cause damage to the vehicle.
I have helped a lot of folks over the years and wanted to provide a little clarity on some of the requirements, as well as, some of the value that a Home Business Insurance policy for a Windshield Repair technician will provide.
If anyone might have any questions for me, I would be more than happy to discuss.
Thanks!
Chris Alexander
I have been writing insurance policies for Windshield Repair technicians (in ALL states) for over 10 years through RLI Insurance Company. The majority of the technicians that I encounter are typically home based and are typically mobile - they go to the customer OR they set up a tent in a parking lot for example. The greatest need that I hear is that the insurance referral networks usually want to see some evidence of General Liability coverage - $500K is the amount that I usually hear that is required.
Over the years, there are other insurance "components" that the technicians have found value in. Business Property covers the tools and equipment wherever the business is conducted. Garage Keepers Coverage is essentially coverage for the customer's vehicle while in the possession of the technician - think if they throw you the keys and while the vehicle is in your possession a tree falls on it OR you back it up and cause damage to the vehicle.
I have helped a lot of folks over the years and wanted to provide a little clarity on some of the requirements, as well as, some of the value that a Home Business Insurance policy for a Windshield Repair technician will provide.
If anyone might have any questions for me, I would be more than happy to discuss.
Thanks!
Chris Alexander