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Re: StateFarm to waive deductible again?
Posted: November 21st, 2006, 5:26 pm
by Layne
Pings?
Perhaps different agents have differing opinions. I reported a damage to my chimney when I had a chimney fire a few years back. The heat was intense and caused a crack in the liner. I had a chimney builder inspect the damage and he told me that there was no need to replace the liner since the crack was near the top. When I checked with the agency the next year the "ping" was still on my record even though no disbursement was made...and this is State Farm in Texas. Makes one wonder doesn't it?
Re: StateFarm to waive deductible again?
Posted: November 21st, 2006, 8:22 pm
by rescue
I charge a measley $65 for a chip or crack repair. Why get your insurance company involved for such a small amount? Insurance is for accidents.
:eusa_wall
Re: StateFarm to waive deductible again?
Posted: November 22nd, 2006, 7:51 pm
by StarQuest
Rescue,
Not sure why but in your area of the country, repair people do get the higher a rate for repairs.
Unfortunately in Michigan and many other states we don't! Cash jobs here go for $29.95 or less! Guess your just in a better market!
If I even asked for $65 for cash job here, people would laugh at me! So getting $50/10/10 from insurance is acceptable.
Re: StateFarm to waive deductible again?
Posted: November 24th, 2006, 6:17 pm
by tooldini
Sounds like I need to move to maryland

Starqwest is right but in my part of michigan I can get $40 per repair. Some states are just better in some things but cost of living is probably more in maryland.
Jeff
Re: StateFarm to waive deductible again?
Posted: November 24th, 2006, 6:27 pm
by souchie
Here you go again!Stick to the thread ,are they or are they not going to wave the ded.
Re: StateFarm to waive deductible again?
Posted: November 24th, 2006, 6:35 pm
by tooldini
My guess is yes. To me it just makes sense, but I do have a cash job tomorrow due to them not waiving deductables
Jeff
Re: StateFarm to waive deductible again?
Posted: November 25th, 2006, 8:17 am
by Layne
One other thought here..
For just a few dollars more you can get zero deductible, which will cover windshield repair. Is this a ploy to milk more from the policy holders?
Re: StateFarm to waive deductible again?
Posted: November 25th, 2006, 12:26 pm
by tooldini
That is always a possibility most places with do anything to grab a few more dollars
Jeff
Re: StateFarm to waive deductible again?
Posted: November 25th, 2006, 4:01 pm
by maxryde
Definately check their card, if it says 0 deduct on their comp on the front of the card than their covered. Probably 30% have coverage. If the damage occured prior to the change of policy it is covered also.
Re: StateFarm to waive deductible again?
Posted: November 26th, 2006, 8:32 pm
by rescue
Here you go again!Stick to the thread ,are they or are they not going to wave the ded.
Hold on to your panties, Souchie!
Windshield repair is just like any other business. You can market your service as a Ford Escort or a Mercedes S550.