Insurance Billing In Canada

[repare-brise]

Screenman

What is the price for a normal spot repair in the UK? In Quebec we charge $50. for an end user and $40m for a garage or fleet account.

[screenman]

Yvan if my exchange rate calculations are correct we charge between 80 and 100 canadian dollars per screen regardless of amount of chips slightly more if insurance company paying.

[jonnyques]

WoW I should move to the UK! I get $40 retail and $25 wholesale here in the Niagara Region

[repare-brise]

Johnny, in the Niagra region, which side of the border? If you are only getting $25 Canadian, you need to educate your customers on the money you save them in a year(every windshield you repair is $2-300 in thiere pocket. Here in Quebec(me and my employees/franchisees) we charge $40 to a dealer and $50 to an end user, and they are happy to pay. In my home city of Granby my glass replacement shop competitors give repairs away to the dealers, but even with the price difference the dealers call me. It seems they rather pay for a house than live in a free cardboard box(one of the dealers analogies). But like you I must tread a thin line if I charge what our friend in the UK charges, i'm affraid the cardboard box industry would grow.

Merci

[jonnyques]

Yes its the Canadain $$ Im affraid As for the price thats what the competion charges, so if you want the work, you have to keep pace. What I love is you'll do 2 for a dealer and he'll say how about an even $40? I always say why not just make it $60 Its one thing to undercut a competer, but undercut myself? Man I wish we had the same insurance gigs the guys in the US get!!

[repare-brise]

Johnny

We have the same if not better insurance jobs in Canada(at least in most provinces). My approach is with the insurance brokers, not the companies. The broker gets payed in part by the absence of claims, 50% claims = 50% pay 25% claims = 75% claims. For the general public I charge $50.00 and up depending on the dammage. When I approace a broker I tell them that I educate the customer of the importance of reducing claims, because in the end weather you have a repair claim or a whole vehicule replacement claim, both affect you insurance rates pretty much equally. So I give the brokers customers the choice of a free repair now that can potentially cost the $300.00 a year for 7 years or $ 50 + tax now, and the insurance company is none the wiser. The long term advantage is that when the broker sees his glass claims reduced they see there income increase, when this happens they refer you even more to there clients( I have a local broaker that send out my card and pamphlet to all his customers, at no charge to me, it's his way of saying thank's for the new boat) Last year I did over 1000 end user repaiers with 33 insurance claims(1/3 of a percent) those are numbers that speek volumes to broakers. In the end everyone is happy(except apple autoglass.....) you have work, the broaker gets a new boat with the extra earnings from reduced claims, and the end user does'nt get a surprise at renewal time, and due to the fact that you saved him money he will refer you to others. The wheel keeps turning.... If you want more specifics just post it here and I will be glad to share my approach when I have more key-board time.

Merci

[chips1144]

Screenman, 80-100 canadian dollars, what is that in