insurances

[suzuki]

i'm new on this but i seen that people talk about getting a insurances like rli something like that.can anyone explain to me why do i need an insurances in this bussiness?i can imaging why but i want to make sure from you guys that have so much experiences on this bussiness.just in cases i live in a beautifull island in a caribbean name puerto rico.

[Bois]

Suzuki,
You need protection in case you accidentally damage or cause bodily harm to a customer or customer's vehicle. For instance, I carry liability insurance for my home in case someone falls and gets hurt on my sidewalk. Highly unlikely, but one never knows.

Dale...