Business Liability Insurance

[Dave M]

Yes, I have Garage Keepers insurance. If you more customer's vehicles, this is a must!

[mrchip]

i also hope you realize that you can't do anything besides wr and have RLI

[cazador]

Bois, what's the Additional Party Coverage for $20.00/yr cover ?
Because me paying a higher annual premium than any of you , is maybe because I'm living close to Houston and this is astronaut-city, therefor being charged astronomical rates . LOL

[chips1144]

Thanks for the insight guys.
I was on a moblie repairmans policy for 10 year's, I was paying $500-600 a year, Never any claims, then they decided to discontinue that policy.

Im now paying Farmers $120 a month for a small Biz policy, It incudes coverage for lots of things I dont need like buildings plants and signs, its the cheapest policy I could find that would cover me for driving cars I dont own on dealers lots.
Your RLI policy for $200 a year sounds like a steal.

[mrchip]

RLI oesn't cover driving cars,breaking glass,any damage

[Dave M]

MrChip,
You lost me on your post #12?!?

[StarQuest]

Dave M,

I think that mrchip was referring to services outside the scope of windshield or auto glass repair.

I personally provide commercial and architectural glass polishing and found out quickly that RLI won't cover you or have anything to do with these type of services. Although, they will cover you while buffing out a $1800-$2400 back glass on a vehicle. Go figure?

[mrchip]

thanks starquest for explaining

[Bois]

Cazador,
When I rented space at a Pilot Service Center, they wanted to be added to my insurance as an "additional insured." I call it 3rd (additional) Party Coverage. So, not only was I insured, but they were insured on my policy as well.

[cazador]

Bois,
I appreciate your explanation and this additional feature I don't need in my case.
I'm working mobile and by myself .
Bedankt / Thanks .