NO FREE REPAIR LIST

[gaf]

I use ACT for my claims because I don't currently do a lot of retail work. Anyways I got an email from them the other day with their current list of insurance companies that DON'T waive the deductible for repairs. Here it is. I hope that this info can save some of you some time.

CARRIER NAME:

A AFFORDABLE INSURANCE
AMERICAN HALLMARK FINANCE CORP.
AMERICAN INDEPENDENT INS.
AUTO INSURANCE AMERICA
BRISTOL WEST
CLARENDON INSURANCE CO.
COAST NATIONAL INSURANCE CO
CONCORD INSURANCE SERVICES
DIRECT INSURANCE CO
FARM BUREAU OF GEORGIA
FOUNDERS INSURANCE CO.
GATEWAY INSURANCE COMPANY
GHS PROPERTY & CASUALTY
GRE INSURANCE GROUP
GUARDIAN GENERAL SERVICES
HARBOUR INSURANCE CO
HAWKEYE INSURANCE COMPANY
INFINITY GROUP
INSURE ONE INSURANCE CO
KEYSTONE INS
LINCOLN GENERAL INSURANCE
MIC
MID-CONTINENT CASUALTY CO
NATIONAL AUTOMOTIVE INS
NELSON BUYERS INS CO
NELSON BUYERS INSURANCE
NEVADA GENERAL INSURANCE
NGIC/MIC
OLD AMERICAN INSURANCE CO.
PACIFIC SPECIALTIES
PRESCOLLI INSURANCE
REGAL INSURANCE
SAFE AUTO INSURANCE (WILL WAIVE ONLY IN SC & KY)
SAFEWAY INSURANCE CO
SAFEWAY INSURANCE OF LOUISIANA
SAGAMORE INSURANCE
SHELBY CASUALTY INS CO
SOUTHERN GENERAL INSURANCE
SOUTHERN UNITED INSURANCE (WILL WAIVE ONLY IN AZ)
STATE AND COUNTY MUTUAL
STERLING CASUALTY
TITAN INDEMNITY
U.S. AGENCIES
UNIVERSAL INSURANCE CO.
VESTA FIRE INSURANCE

[Nelson]

Excellent post. Thanks for the heads up. This will help a lot if I get someone with these insurance companies. Thanks GAF

[Delta Kits]

Thanks for the list GAF!

If anyone wants print it, I copied it to a page that only has the list, so it will print easier...

nonwaive.html

[GRT]

Thanks GAF, This is a big help. Thankyou to Jeff too, because I cant print from the forum.

[Ridge Runner]

Hello everyone,This is my first post on any WSR forum,although I've monitored several over the years.Currently its down to Delta & another much maligned forum.This forum is the best!Lots of opinions resulting in some really useful information.This post by gaf is an excellent example of such info(thanks Jeff for the link).I have been doing repairs for almost 9 years.Do not do insurance work yet.Class 8 trucks(owner/operators) are 95% of my repairs & its all cash business.In the future I plan on going after automobile owner business (I share the sentiments of some others when it comes to the carlot crowd) & this forum is helping me prepare.Thanks everyone for making this the "learning place" for WSR techs.Thanks Jeff for keeping the content focused on the business aspect of WSR & not allowing personal attacks or competitor bashing. Jim

[Glass Guy]

You can add Farmers to the list depending on their comp ded too. If it's over 350 or 500 (If I recall correctly) no waive on chippies.

R

[gt_repair]

In AZ, Farmers will wave the deductable if your deduct is 150 or below or if you have a glass by back with your policy.

[Glass Guy]

Thanks GT for the clarification. I'll update my call lists.

R

[ARG]

Glass Guy:

Farmers in Oklahoma waives the deductible if the insured has a $150 or less deductible and glass package. Texas Farmers waives the deductible with no requirements other than the need for full coverage.

ARG

[Coitster]

In Texas it's a 200 dollar deductable or less to cover chip repairs. It is also handled through safelite.