a few questions?

[bklopf1]

what are the average Ins. payouts? what do most places charge if Ins. does not cover?

[Kgobin]

The national average for a windshield repair is $55. We charge $65 for cash jobs.

[bklopf1]

is $55 a one chip repair?

[Kgobin]

That can change per the network as they tell you what they are willing to pay you. You have the right to accept or decline the repair. Sometimes you might get $55 for the first $15 for the second and $10 for third, or they might tell you $65 for all three (it varies per phone call and network).