Liability insurance

bnelson01 · Post by **bnelson01** » June 25th, 2013, 1:12 pm

Will be starting my business in Aug or Sept. I have had some insurance quotes for my liability. Just wondering what avg annual cost is? I know it differs from state to state. Any suggestions if I need extra insurance or not. also, One insurance agent suggested is s/u an LLC. i was thinking of a Sole Proprietor. i will be moblie.. Suggestions???

bill lambeth · Post by **bill lambeth** » June 25th, 2013, 4:32 pm

lots of post over the years on this subject! Insurance is cheap if you do not get garage coverage which I do not have.

the big welshman · Post by **the big welshman** » June 25th, 2013, 6:06 pm

Re the above it might be wise to get Liability Insurance & Garage Keepers insurance( Garage Keepers Ins covers you when driving a vehicle on a car lot) better be safe than sorry?????

SuperGlassDC · Post by **SuperGlassDC** » August 11th, 2013, 6:20 am

If you do alot of business get a million dollar policy

DriveClear · Post by **DriveClear** » August 19th, 2013, 8:37 am

We set up as an LLC officially this year, our GL policy is about $50 a month through Farmers insurance, 2,000,000/4,000,000.

harryrat · Post by **harryrat** » August 27th, 2013, 9:35 pm

RLI is pretty good reasonable rates as well

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