why is shelter so cheap?!?!?

[dgarza]

I did my first shelter job today and they said the rates are 38,8,8! whats that about? have they always been that cheap? it was just a shock since Ive been doing a l lot of lynx jobs and they are always the same (50,10,10). I sure hope the other companies dont follow that lead.

[Dave M]

Shelter? Who are they? I've never heard of that name.

[StarQuest]

dgarza,

Dave M. beat me to the same question. I've never heard of Shelter insurance either. Do they feed through a network? If so, which one?

All the insurance companies I've worked with so far pay between $49.95/10/10 to $75/12.50/12.50. I've even heard of a few paying $100 but haven't been fortunate enough to have serviced one.

I've never seen one at $38/10/10. Not to say they don't exist. If I ever happen too, and they live more than 5 miles mobile, I'll probably be up front with the customer and ask for the difference before I make the drive.

[Coitster]

I have done jobs for Shelter before. They arn't that common. They go through Safelite and yes they only pay 38 bucks and 8 and 8, there is also one other insurance company that pays that but I can't think of them off the top of my head right now.
David
Coitster

[DaveC]

Hmm....

I wonder what the annual premium would be with these folks to insure my Yugo?

[StarQuest]

Coitster,

Would you have any idea what they pay percentage wise for replacement?
Just curious! If they were at 62% or under NAGS, dagarza might make more off a referral on this one instead of repair it. I usually get a $50 referral fee around this area from the glass shops when they can't be repaired.

[dgarza]

shelter goes through Lynx here in Oklahoma. I see shelter ads on tv here all the time but it was my first time running into a person having it. hopefully it will be the last!!!

[Glass Medic]

I haven't done any jobs yet, but I'm confused on your pricing. Why are there 3 numbers?

[dgarza]

the insurance will only pay for up to 3 repairs per windshield. hence 50,10,10 or 60,10,10 which is the norm.

[DaveC]

The three numbers, when dealing with insurance billing

$x.00/$y.00/$z.00

x=max amount that can be billed for first repair on a ws
y= max amount that can be billed for second repair on same ws (at the same time
z = max amount for the third repair.

Hope this makes sense.