Commercial car insurance $$$?

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WindshieldGuy2

Commercial car insurance $$$?

Post by WindshieldGuy2 »

How much do you guys pay? Just wondering how much we're getting ripped off with in Canada? For say a pick up truck or a passenger van? Here its in the region of $250 per month.. gotta check out the commercial rate too...
repare-brise

Re: Commercial car insurance $$$?

Post by repare-brise »

You must live in Ontario to have such elevated rates(or have a doubtfull past according to the insurance co's). Here in Quebec I pay $1800 per year for 5 cars(65,73,87,89,94 volvo's the first two must be evaluated yearly to fix the rate) with a total replacement value of around $40,000, and all cars enjoy full coverage(excluding glass coverage of course). When I moved to Quebec my insurance premiums dropped by more that 75%, I guess there is something good to say about a aprtial gouvernament/private insurance system.

Merci
WindshieldGuy2

Re: Commercial car insurance $$$?

Post by WindshieldGuy2 »

You got it one ... yes I live in ShaniaLand... ON ... Are you telling me you pay $150 for FIVE cars per month?! And do some of these cars have commercial insurance too? I'm 29, no accidents (Thank God) but the other half has written the car off once and speeding tickets hence the rip off rates.


repare-brise wrote:You must live in Ontario to have such elevated rates(or have a doubtfull past according to the insurance co's). Here in Quebec I pay $1800 per year for 5 cars(65,73,87,89,94 volvo's the first two must be evaluated yearly to fix the rate) with a total replacement value of around $40,000, and all cars enjoy full coverage(excluding glass coverage of course). When I moved to Quebec my insurance premiums dropped by more that 75%, I guess there is something good to say about a aprtial gouvernament/private insurance system.

Merci
repare-brise

Re: Commercial car insurance $$$?

Post by repare-brise »

Yes $150 per month for 5 cars , all comercial, but it could be lower. I get 2-3 speeding tickets per year(what can I say, if I don't use the cruise control.....), nad My wife has destroyed 2 cars in the last 5 years(T-boned a Caravan at 100kphand had a face to face with a jettawife 50kph, jetta 130kph, and thatnks to Volvo the only injurys suffered were a seatbelt bruise and pride) that missed a stop, if not we would be paying under $100 per month, and I forgot my truck in the list(but it only has the minimum insurance, they actually pay me to insure it since with each aditional vehicule you get a rebate on the others, and sinci it has the minimum insurance it costs $56 per year, but gets me a $138 discount, nice I think.

Merci
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